most people are terrible with money. People get bored and spend or they just spend because they want something now. I highly doubt people will suddenly decide hey maybe I’ll be sensible and not spend when I can’t afford to pay for something in full immediately. BNPL is big and it’s growing. Unless there is an alternative the demand for this product is not going away.
the problem with zip is that they arnt making a profit and they will struggle to survive if they need another capital raise at a very low sp. revenue will continue to grow but they need to figure out how to get into a profit situation.
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most people are terrible with money. People get bored and spend...
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