VIL = 15c
VILO = 5c.
VIL = Times your money by 3
VILO = Times your money by 10
Also, VILO would not be 5c, they would be more like 7c (2c time premium).
Don't think of it as buying 100,000 VIL vs 100,000 VILO, think of it as buying 100,000 VIL ($5K) or buying 1,000,000 VILO (Still $5K).
The downside is that VIL is not 10c and VILO is worthless.
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