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Spot on Montec...I will keep some spare cash,what's left to buy some more if their is a 'Dow panic attack',but we might get a xmas rally yet,don't think I will disclose the drama on the high seas of MEO of late to the Missus...in GFC I was booted out of the house and jumped on a plane and headed to the land of green curry,when I last over disclosed...but was lucky to trade back most the losses and missus,well she learnt to smile again