I think we need to really stop comparing and using APT as the benchmark. Don’t people in this forum say that SPT run on a different business model which works hand in hand with credit cards company? And that SPT doesn’t have bad debts which is true.
It gets really annoying when people keep putting Spt in the same basket with the rest of BNPL.
I think we need to really stop comparing and using APT as the...
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