Watch This Space, page-1033

this is only your 2nd post - you better read tech stuff before posting such a comment - post-purchase installment payment on credit cards exist for many years - consumer making the decision if to buy or not at the checkout not after they go home and need to log in to their credit card app to splitit to installments.

and also read the small lines on the terms how much it will cost you to use their service. SPT is free for you when you will use the same card.