I found this interesting though I note that I only skimmed the surface... My takeaway is this is yet another SPT advantage of not being a lender / carrying debt like the BNPL's. no added burden/stress to SPT users juggling several debtors and further liabilities etc... All IMO keen to hear from you.. Would same ASIC reg's [to come] be relevant to SPT or will that separate us from a herd that has no business in our stable?