Watch This Space, page-5025

Visa Installments:
A solution built for scale

Visa Installments aims to provide an innovative, differentiated solution that will help the payments ecosystem meet the increasing demand for buy now, pay later alternatives.

Consumer Benefits: Eligible cardholders will have expanded purchasing options, empowering them to decide how and when they may pay for items with the cards already in their wallets/digital wallets. Shoppers can leverage existing credit with their banks, without submitting new loan applications, credit checks, or downloading a new app.

Merchant Benefits: Offering installments at checkout has been proven to increase the average purchase total and shopping cart conversion rate.4 With a single integration, merchants may enable installment offers for eligible cardholders from participating issuers, without customers needing to sign up for a new service.

Issuer and Acquirer Benefits: With Visa Installments, issuers can offer their cardholders the added benefit of flexibility with the cards they already have. Acquirers will be able to offer new value-added services as part of their seller offering.