SplititBest for a long repaymentSplititSplitit was founded in 2012 in New York City with the mission of empowering consumers to use credit while living an interest-free life. What's unique about Splitit is that when you check out, you use your existing credit card. Then Splitit uses your credit card to turn your purchase into smaller purchases over your desired payment term.Splitit really stands out from other buy now, pay later apps with its generous repayment terms. First, unlike many providers that allow you to split your purchase up into four payments, Splitit allows you to pay your purchases off over 24 payments. And no matter how long your repayment term, you won't pay interest.Because you're using your existing credit limit, Splitit doesn't require a credit check to sign up or make purchases. There are also no late fees if you miss a payment or pay after the due date.Pros: Interest-free paymentsPayment terms of anywhere from 3-24 paymentsNo credit check since you're using your existing creditCons:Requires that you already have a credit card you can useNot available with AmEx or Discover credit cards
MKT The ASX can overlook its Telecomm small-caps. Here’s one diversified brand with an international footprint