we are just reverting to the mean !, page-77

From the REIA website:
http://www.reia.com.au/institute/index.asp

"Since 1924, REIA has worked to represent real estate industry interests."

From Australian Real Estate Blog
http://www.australianhousehunters.com.au/blog/tag/commonwealth-bank/

"The Commonwealth Bank, Australia’s biggest mortgage lender"

"From December 1 the Commonwealth will only lend up to 80 per cent of the value of a home without mortgage insurance. The bank will continue to lend up to 95 per cent of a home loan, but borrowers will have to pay for mortgage insurance."

Thanks for giving me my daily chuckle....