We can't stop this, page-18

Afterpay is a great cash management tool for consumers, here is why ....

Step 1 - Afterpay a product/service which would cost the same as if you where to pay up front
Step 2 - With the time savings you now have to repay the remaining 3 installments of your purchase either 1) offset your homeloan with a circa 4% p.a. benefit OR 2) collect interest in a savings account for a circa 2.5-3% benefit  
Step 3 - Repeat the above process

The advantages Afterpay has over credit cards which can offer the above same outcome include,

1) Most credit cards incur an annual fee. As an example, paying $120 on an annual fee, and using your CC to purchase goods for $1000 p/month is the equivalent to a 1% transaction fee .....
2) Many merchants charge a fee to accept credit card, so on top of the retail price you are also paying say an additional 1% for a matercard/visa transaction. AMEX is generally more ...  
3) Access to exclusive discounts, Afterpay day is a great example of the exclusive discounts you can grab  

Like it or hate it, Afterpay is here to stay.