I've heard that worn out goldbug story for years - and years. There's nothing forcing you using fiat currency or credit cards, or even having a bank account. There's nothing stopping you fronting up to the pub with gold, people would just think you're demented.
What idiot would carry gold around and probably get robbed when you can use a credit card, your argument is actually stupid?
Be my guest, pay for everything with gold and see what happens.
You need to look up the definition of money and currency.
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