Funny that you mentioned looking at Z1P annual report.
I remember doing just that about 6 months ago. Very very glossy, glossiest I've ever seen, looks more like I'd imagine a catalogue selling Louis Vuitton or something might. I get the connection between consumer credit and consumerism, but on the annual report it was more like they were selling the luxury lifestyle to investors: ie buy this and you'll get rich quick. Then when I saw that the CEO was named Larry Diamond I couldn't keep going any further (well after I saw that he was paying himself millions in shares AND selling them I couldn't). Someone's getting rich anyway.
Sure if I'd bought I would have made money between then and now, but I can't help but associate Z1P with dodgy. One day I might be right, or not. Either way, I won't make or lose my money on that share.
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