I wouldn't say bypass, I think the Nodes will still end up using Spenda's payment platform just that they will chose to pay via EFT modes for large/recurring payments due to the much lower fees. Therefore, I quote a blended processing fee of 0.12% for B2B payments which contribute to a very small % to overall addressable market.
I guess B2B payment is just a function to 'lure' and 'retain' clients in their ecosystem. The main geek here looks like to get them to pay for the SaaS and upsell them the B2C and lending solutions.
I wouldn't say bypass, I think the Nodes will still end up using...
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