"in the old days, you had to have a relationship with the bank,...

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    "in the old days, you had to have a relationship with the bank, with a savings account, with a history of 6 months, with proof of saving....a good work history...not 3 months..
    the kids think its hard today....and it was easy in the old days..."

    Kincella, I find it very ironic that you hark back to the old days because it was the very loosening of these requirements that fuelled the current property boom. If we were to return the 'old days when it was harder to get a loan' then property values would fall significantly.
 
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