Thanks for the definition.
I disagree with your position, however. There is quite some irony that your position would likely result in more money laundering rather than less.
on a personal note, I've legally worked in the UAE, the USA and Singapore since 1990 as a "non resident immigrant" and would not have been able to 1) get paid 2) pay tax 3) pay any bills whatsoever 4) support local businesses etc etc etc without a bank account.
There are thousands of workers and students resident but not permanent residents in Australia.
Your position makes no sense.
I'm going to leave your "moral" arguments to the side.
I sounds like you live in a cave with no contact with other human beings
my 2 cents, ymmv, dyor
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