I think there is a huge over reaction... only part of FXL's business is cards based, and out of this anything retail based, not just discretionary spending on clothes... Harvey Norman and technology, where flexi originally started, sales continue to do well (or at least ok)... yet this hasn't seemed to help FXL - another thing that is unbelievable.
I have emailed investor relations to ask for a date on when we can expect a strategy update, hopefully I will get a response soon (if any) so we can all get ready.
What a joke!, page-63
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