what do people think of the guidance?

Hi all,

NPAT of 3.2 mill approx , down from 3.8 a year ago.
Several issues affecting second half of the year.
Wonder if the next few quarters continue to be difficult or if something positive comes on the horizon.
EPS at 0.140 and at 60 pcnt payout ratio , dividend yield is abve 10pcnt at current prices.
Important question is if growth will be seen with this stock or will it be downhill from here.
I am holding on , especially as i believe that this is beaten down to very close to book value and still on a ROE of 23 and very low EV/EBITDA multiples.
My buy in price is way higher but will await FY12 forecast before making a definitive decision.
High volume today , so much greater interest than i've seen, hopefully its because people see value
good luck and interested in others thoughts
cheers