What happens with DEG in a market crash?, page-9

Fees and charges for using Afterpay

Just like your credit score, if you use Afterpay responsibly, your bank account won’t be negatively impacted. Afterpay makes the bulk of its money from the retailers that offer it, so customers don’t have to pay for the service.
Afterpay works by splitting the cost of your shop into four equal payments, which are made every fortnight. But if you miss a payment, or don’t have enough money in your account for a direct debit, then you’ll be charged a $10 missed payment fee. If a week goes by and you still have an outstanding balance, you’ll be charged another $7 fee.
As of June 2018, Afterpay introduced caps on late fees which means you'll never pay more than $68 in late fees on top of your repayments.