What interest rates rises will do, page-21

Lol... yep I am making some assumptions as are you.

Scenario 1 - yep

Scenario 2 - you still pay for the depreciation its built into the lease cost, and pay a premium for doing a lease. As for deploying the capital elsewhere yeah they can do that point is most people don't.

No in most cases this is all about show - having a good car, home in a good location but owning nothing and ultimately ending up with nothing to show for their money. Sure some can work this to their advantage but for the average joe/jill out there they do not!