I asked for some info from your side of the argument to help me objectively look at which option works out better. You said it would be a "pointless and biased exercise" and didn't give me the info I needed to do the calc. Interest rate is insufficient info.
Assuming I would massage the numbers tells me that is what you would do.
I am interested in learning. Perhaps the way I do it is incorrect. Maybe I can save more money by leasing.
I did a simple calc for my own interest and leasing looks like quite a good option for me. Financially it is a little worse, but access to funds over the 3 years is worth the cost. But there is too much detail missing, are the lease rates variable or fixed, what is the maximum balloon payment, monthly fees etc etc. I will do this in detail prior to my next purchase.
