The Commonwealth Seniors Health Card can be worth applying for as there is no asset test associated with it.
If you have one some people can qualify for State Government electricity rebates.
https://www.servicesaustralia.gov.au/income-test-for-commonwealth-seniors-health-card?context=21966
With respect to the LMITO that was only introduced as a temporary measure in 2018 and was ended when Fryndenberg was treasurer in his 2022 budget.
Chalmers didn't reintroduce it.
The measure was part of the Coalitions legislated three stage "Lower Fairer, Simpler Taxes" which addressed bracket creep by adjusting thresholds and offsets over time. Ending the LMITO helped pay for some pre-election bribes for the 2022 election.
Albo's Government will probably do similar next election.
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