Klarna has a number of business lines apart from just BNPL (it is of course a bank) and does not make a distinction between customers and active customers which Afterpay and most BNPL companies do. If you calculate what Klarna's revenue per "customer" is, it is a fraction of Afterpay's which would indicate that most of Klarna's customers are sub-economic.
Klarna has a number of business lines apart from just BNPL (it...
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