The low info down rampers are back as usual... Klarna makes ever growing losses and relies on a ghost card mechanism to get deals, which is why their monetisation is so poor.
Reality check; if klarna was killing it they wouldn't have sold shares to h&m, and even CBA at a sub $6b valuation. You also don't see klarna stickers hardly anywhere in the mall in Australia vs Afterpay and zip.
APT Price at posting:
$138.46 Sentiment: Buy Disclosure: Held