Pretty good analysis @FL. Certainly some positives there for...

Pretty good analysis @FL. Certainly some positives there for sure that we like. Why drop the price?

The problem last week was the US regulator drawing his guns for BNPL to be regulated tighter for avoidance of manipulation of the the pushing of this form of credit to the unwary or non thinkers about still having to pay after 1st Instalment and making sure these puts are affordable and there is ample consumer education on how to manage this product.

Other forms of consumer finance in many countries have been regulated and it's now BNPL looked at and we will survive.It seems that SE Asians like this form of finance as it is within the grasp of their money management as they have dealt with layby for some time and this suits them better because they get the goods first and pay after and if on time no costs. It doesn't hurt to be regulated because in the end you minimise losses by minimising overcommitment but ok if consumers get their product quickly and pay it off in 3 months then start again. Asia is involved in credit control with some regulation bound to follow soon for everyone's benefit. We are talking SE ASIA here for our product. and not US

Regulated contracts still have problems for Visa etcetera. with overcommitment and too large balances for those who struggle with interest on total amount outstanding, never able to pay them off. All forms of finance need control and then the companies manage it. They buy add-on companies for other products or products lines to fill the voids. Fatfish has Fatberry Insurance which could fill a void maybe and has multiple products to fill the voids as has been pointed out on this thread on multiple occasions.

Rest assured that this product is well within our grasp and the BNPL product at an unbelievable cheap price for the value it contains. Don/t make other people rich at your expense. That's the view of many holders here I'd say. The wheel must turn shortly on our many products. Good luck for those strong holders.