what is going on, page-10

Here's a bit of paraphrasing. I'm reluctant to post their info because of copyright issues. However you can sign up for free for a months trial, and you'll get access to heaps of info on rpc:

At the GE Money joint venture quarterly review meeting in July certain issues have come up that need to be addressed. Rumors of problems with GE Money, which rpc say are spread by competitors. Despite the unlikely loss of contract, it still is a possibility and should it occur will significantly reduce valuation.

"Downgrade to Accumulate at current prices. "