what is the lowest rate, page-5

AJ, some will argue that given you have a good deposit, why buy, pay the $300 in rent aviod the costs of holding, earn interest on your deposit and you will be better off by $x. This is a logical arguement but personally very short term.

I have, and very few others can say they have picked the bottom to buy and sold at the top or know the interest rates.

There is an expectation for rates to drop further. i am looking afixing but the fixed rates as of monday for 5 years at cba were 7.4%, higher than the variable. if these drop below or close to 6% I will seriously think of fixing as this gives most proprties a positve cashflow.

my advice is that if you can find the property in the right location and the right price and represents good value, then seriously consider.