This article explains it a bit better:
http://www.hotcopper.com.au/post_single.asp?fid=1&tid=853487&msgid=4737516
The $400m is the amount repaid to the banks since the charge was put in place. The banks have claimed secured status on this so the money went to them. However, if a liquidator detemines that the banks got their security unfairly (to put it simply) then that amount maybe returned to the unsecured pool.
Read the recent AFGHA thread for more on that.
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