From another perspective, CC is so 80's - 90's for the younger generation.
Comparing CC to Afterpay is akin to comparing Nokia 8210 to iPhone 11 Pro at least from an image and usability perspective for the younger ones. The latter is sleeker and smarter.
The gradual demise of CC is a generational change, and I don't want to bet against the trend.
Only if newspaper/TV media vs Facebook / Google can provide a guidance.
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