I'd like to be a bull on APT. Great product, far superior to credit cards both technically and morally.
However, I still see a fair amount of US growth being priced into the current SP while their unemployment heads over 15% with a second wave around the corner when the current PPP loans start to cause forced bankruptcies. Discretionary retail is gonna take a dump and Chinese exports aren't going to be in a good position to soak up all those the printed dollars.
5 year time frame she'll be alright. 12 months maybe not so much...
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