Yes balanced is in the eye of the beholder but one can have weightings in growth, income, defensive and cash investments. Where 50% is in cash and 50% is in a balanced portfolio, around 60-70% of the total investment will be in cash which seems high to me, even in the current environment and given the current interest rates. A balanced portfolio in a super fund often is about 1/3 growth, 1/3 cash and 1/3 defensive.
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