Then a mil each to 2 of the big four, either CBA ANZ or WBC.
Probably pass on NAB not because I think they are going down but there charges are !$%^&@! unbelievable.
**Negotiate with the banks hard.. Anyone bank employee trying to charge bank fees to deposit holders over 250k need to be fired or retrained.. Especially in this current market.
Stay out of property until we are back to 2002 prices even then it might go lower.
Its going to happen too many people have bought investment properties with massive mortgages thinking its going to make them a million.
GOLD: I think your too late for the gold rush.
Shares: Dont buy in yet and if you do intend on holding for 5 years.