you saved about 28,000/2 = 14000 so far roughly since variables went to almost 10%
now it will cost you 14000 diff .07- .08....so then you will be about even...
you should have 5 loans for 5 props....and some people take a 50/50 punt each way with part fixed and part variable...easier to switch a couple of smaller loans than
2 biggies
