What's costing more, page-77

I appreciate you have a bias against GW Wang. but the costs, eg. Lismore and many other flooding events and fire events, are much more frequent and severe and widespread.

insurance companies are no longer owned by Govt so they are reliant on revenue to be able to payout customers.

disappointing 48c divi from QBE (excessive) but IAG posted only 10c dividend.

but its what we get get with a free market insurance industry.