Looking forward I think APIA alliance is a big deal
NIB have been overly punished by Risk equalisation because of their young membership base so one might assume that this will be smoothed out going forward with the APIA giving exposure to 50+ market
Management have shown to be good at identifying and generating profit from new areas like the international students/workers, so their new offerings like the cosmetics options provides potential future upside imo
Took up a small holding recently but am going to wait for falling AUD effects on the market to play out before I buy more
Good to see management buying up but have to say that the CEO doesn't impress much in the presentations....
Looking forward I think APIA alliance is a big deal NIB have...
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