I am holding them to account, I'm just not as concerned by the...

I am holding them to account, I'm just not as concerned by the share price short term like yourself, nor do I need fluff announcements monthly telling me what there new hires are doing. I'm comfortable judging the business on whether the results they present quarterly line up to the narrative they are pushing. This will then impact my thesis assessment and whether to stay or go

I agree with people like McKenry's rightfully being concerned on the marketing spend etc etc was it the right spend is clearly a point of contention that some people have and I encourage this debate. I am not concerned that the share price has gone backwards on a non bank lender where interest rates have gone from 0 to 3.5%. If you can't see that you don't get this space