Agree with your points in terms of continuing to show...

Agree with your points in terms of continuing to show profitability, cashflow positive, low loss rates - less concerned about payment of dividends. I want every extra dollar reinvested into growth at this early stage of the company (ensuring that the growth has an ROI), there is a lot more runway to go.

If the company proves out their model, it growing and profitable, i am confident the share price will follow and go upwards. If it can't it will whither.. Whoever wants to create a dividend or cashflow can do so accordingly by trimming their portfolio as it grows. There is no benefit to paying dividends at this end of town, that's not what attracts investors. You can manufacture that yourself if that's what you are after