They have mentioned it in a past presentation from memory the...

They have mentioned it in a past presentation from memory the average was either 3.6 or 4.2 years, so forward growth needs to be on top of historic growth from 4 years back to grow the book, so they should still grow for the next year or maybe two. But they need to constantly expand on forward numbers, so we are probably past stellar growth rates now, but the good part of that is they are growing from a bigger base. so 5% growth today might have been equivalent to 45% growth in 2019.

It is kind of like trying to fill a leaking bucket, each year you want the actual bucket to grow in size though.