People have full time jobs, families, illnesses and time off the...

People have full time jobs, families, illnesses and time off the air. Not everyone is investment savvy or time rich, some people listen to their friends and invest on advice and remember 6 months later they invested at all.

And f**k me if an investment forum can't be used to ask for a bit of help/advice/info - especially when it takes the best part of 20 seconds to answer. HC has some toxic communities and this is one of the worst I've been involved in.