I started using zip 8 months or so ago. I’ve noticed that there are an increasing number of merchants that accept it, and online it’s everywhere. Cheap flights? Hell yes. Airbnb? Hell yeah again. And I’m talking from a user perspective, not a holder perspective. I use BNPL, and I hold stock with couple of providers. It’s all a win to me.
IMO BNPL will replace credit cards as we know them.
If things like airbnb get onboard, I win both ways. I’m an end user, and a holder. Giddy up.
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