hahaha! Mate, I know...It's a tough swallow having someone that understand this space better than most tell you that your son just isn't that good at sport. I am waiting for someone with an EQ higher than 100 to debate me on why this product is good. If it was so great it would not have gone from $1.83-$.018 in months.

And yes, you handover your personal info for BNPL but in the US it does NOT affect your credit either which is the main driver. WHO CARES if you hand over basic info in 30 seconds for interest free. Your argument doesn't make sense if you understand the US market.. Typical Hotcopper penny trader comment lol