Where to from here, page-32

Only 35% of customers, but around 90% of dec quarter receipts are from financing.

they are using financing is the US via 2 differerent schemes.
Read the announcement where they describe how the dec quarter cash flow was generated:

19. For the quarter ending 31 December 2017 the Company had total cash receipts of $20,438,164 in relation to Paid Membership Customers comprising:
(a) Paid Customers – FC Sponsored = $18,084,000 subject to sponsorship arrangements with First Class who are Potential Customers. Cash receipts from Accepting Customers are not included in the cash receipts as their payments are either received directly by First Class or passed onto First Class; and
(b) Paid Customers – Non FC = $2,354,164 not subject to any sponsorship arrangements with First Class. This amount relates to 468 US customers who are part of two pilot sponsorship programs under testing for the US market.