I agree with your comments, however I think that the biggest...

I agree with your comments, however I think that the biggest risk to super is if our financial system ever comes under threat. The Govt guarantees the 5 banks who have been borrowing huge amounts of money to feed the residential property boom and whilst Govt debt is not out of control, private debt could be. The govt regards super as a community asset for a number of reasons, they maintain that the preferential tax treatment gives them a right to do so, and also that self funded retirees give the govt a great relief from not having to pay all those pensions.if things get really tough, the govt would certainly "quarantine" super funds be they public or SMSF.
i think that we missed a bullet by getting the Libs back but eventually Labor will return and the risks as outlined by kitty will eventuate. Self managed funds have 3 , maybe 6 years to plan ahead as long as Trumps trade wars dont get us first