"Pay down any debt you may have, mortgage or credit card.
If you don't have any debt- great!
Does the car need replacing?
Does the house need repairing?
A good holiday with the family?
Anything left, sit it in the bank.
Spend it on yourself, that way nobody can take it off you!"
It seems to me that all those suggestions (bar sitting it in the bank)involve 'someone taking the money off you'.
Great advice.
"Pay down any debt you may have, mortgage or credit card.If you...
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