Thanks insomniac, I appreciate it. I guess my problem is that I...

Thanks insomniac, I appreciate it.

I guess my problem is that I cant see where the EPS growth is coming from in their revenue line. They are trying to reduce PDL balance sheet, but growth in revenue comes from larger purchases (also at the right price), so this implies declining revenues from this domestically, although they are expanding into the US but so far it is not profitable. Lending is growing (and is a business with a very big future in this space IMO), but it is still relatively small. Net net, it smells like flat, at best, revenues in the short term with increases coming in the future as lending grows and the US business gets traction.