"Well, so far I would say the consequences of a warming planet aren’t amounting to very much at all.The question then is...how much do we turn our world upside down to address an issue that seems to hardly exist?"
Do you pay house insurance in case your house burns down or gets blown away? Or belong to a health fund in case you get very sick?
You are from the "do nothing and hope for the best" the same as not taking out insurance.