You will be a Trustee.
You will have responsibilities.
You need to think of not using any template and first becoming educated before you contemplate an SMSF.
I refer you to the ATO - the regulator - for further guidance before you make this big step.
Plus, $120K - is that all you have???
You can make your in-specie contribution as you say, but do you really want to do that at this stage?
These are all issues for you to consider.
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