Apart from disagreeing that a bid will come pre- finance.
I don't follow your metaphor. A thief in the night doesn't pay not much but nothing.
If it refers to the bible Matthew 24:42-44 even then it refers to the Lord/Son of Man coming when you don't expect, it hardly a low ball bid.
All IMVHO.
Apart from disagreeing that a bid will come pre- finance. I...
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