Aww kingy it's amazing that you know so much about me but we've never met. Do you know what I ate for brekky this morning?
Hahahaha OK let me show you a really quick little graph with some info I picked up from the RBA (sorry but I have heard of and even read stuff from the RBA before).
Looks pretty normal hey? Checkout that nice little uptrend in in our "non-lax" lending standards over the last couple of years. Do you think our wages have shot up that fast as well?
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