Why BNPL and why APT?, page-53

What about if you can afford to put away 40 or 50 a week easily but want the console now rather than in 2 months?

Its the need for instant gratification that drives this business model. Just because someone wants to buy a console now doesnt mean they cant afford it, nor does it mean they are irresponsible spenders.

For those grandpas who say these people should just save up their money please note we are living in 2020.