Why does afterpay not allow you to shop anywhere?, page-23

"why does Afterpay not take their customer security seriously given the prevalence of online fraud?
might have to make a YouTube video showing the different security features of bnpl. Afterpay us definitely lagging in this dept"

I'm a professional software developer - have been since 1993. I know a thing or two about security in apps, platforms and just in general. I've also actually used the Afterpay app and also implemented web stores to use the Afterpay API for capturing payments. I've also done the same with Stripe, Paypal, Square payments and a few other payment providers.

Please enlighten me how Afterpay isn't taking customer security seriously, and how it is deficient in any way, in terms of security, compared to other providers.